We're on a mission to improve Financial Literacy Skills and make Financial Planning more accessible to people in our community.  As a part time start up, micro business with fewer than 30 operating hours a month we are not able to meet full metrics for a B Lab B corporation certification; particularly in areas of environmental impact; as we strive to achieve full operations and have a more significant impact, there are areas where we will improve.

A B Lab B Impact Review supplies a 34.5 score compared to 80 – 140 range for other businesses during FY 2016.  However, the ranking is based on an expectation of full operations where Investment Republic is in start up mode and is fully owner financed at this point in time. 


During FY 2016, the firm organized as a Benefit Corporation in the State of NH, developed banking relationships with a credit union, the owner engaged in efforts to achieve status as a Certified Financial Literacy instructor.  Operations were assessed in December of 2016 and a decision was made to reorganize operations during FY 2016.


Areas of weakness noted include environmental and charitable contribution.  However the many of the environmental questions are inapplicable to the organizational structure (ie – leased office space over which there is no control of water utilization for instance) and since the organization is in start up mode, it is operating a loss and not a profit and had not reached a cash flow positive state for FY 2016 and pro bono work was performed for proof of concept. Further as the business operationalizes, attacts customers and reaches a cash flow positive state and profitability; charitable contributions will be made.  There is already pro-bono work being done.  A portion of profits will be donated to two identified 501c3 charitable organizations (WIFE.org; the Women’s Institute for Financial Education)

It will be very exciting as the business evolves and fulfills it's mission!



Below is information extracted from the first B Lab Review that has been voluntarily performed to assess operations.

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B Lab B Impact Review

This report shows how your company's responses to each question compare to other businesses.

Investment Republic

For Calendar Year Ending: Dec 31, 2016

Above Average Responses

11

 

Average Responses

29

 

Below Average Responses

36

 

 

Above Average Responses

Customer Impact Business Model Introduction
Chemical Reduction Methods

 

Social or Environmental Screening of Suppliers

 

Impactful Banking Services

 

Community Service Policy

 

Female Directors

 

Female Ownership

 

Non-accredited Investor Ownership

 

Ownership Diversity

 

Mission Lock

 

Mission Statement Characteristics

 

Average Responses

Total Customer Organizations

 

Environmental Business Model

 

Total Scope 3 GHGs

 

Total Scope 2 GHGs

 

Total Scope 1 GHGs

 

Total Waste Recycled

 

Total Waste Disposed

 

Total Water Use

 

Total Renewable Energy Use

 

Total Energy Use

 

Type of Facilities

 

Community-Oriented Business Models

 

Significant Supplier Descriptions

 

Geographic Structure and Scope

 

Charitable Organizations Supported

 

Total Amount of Charitable Donations

 

Total Amount of Volunteer Service Hours

 

Ownership from Underrepresented Groups

 

Low-income Ownership

 

Net Income Year Before Last

 

Net Income Last Year

 

Earnings Before Interest & Taxes Year Before Last

 

Earnings Before Interest & Taxes Last Year

 

Revenue Last Year

 

Reporting Currency

 

Last Fiscal Year

 

Social/Environmental Key Performance Indicators

 

Mission Statement

 

Level of Impact Focus

 

Below Average Responses

Hazardous Waste Disposal

 

Monitoring Greenhouse Gas Emissions

 

Water Conservation Practices

 

Facility Energy Efficiency

 

Increasing Renewable Energy

 

Low Impact Renewable Energy Use

 

Monitoring Water Usage

 

Monitoring Energy Usage

 

Facility Improvement with Landlord

 

Virtual Office Stewardship

 

Environmental Management Systems

 

Recycling Programs

 

Green Building Standards

 

Revenue from Certified Products

 

Independent Contractor Practices

 

Supplier Evaluation Practices

 

Supplier Screen Topics

 

Spending on Local Suppliers

 

% of Revenue Donated

 

Volunteer Service Per Capita

 

Supplier Diversity Policy

 

Supplier Ownership Diversity

 

Directors from Underrepresented Populations

 

Minority Directors

 

Directors from Low-income Communities

 

Board of Directors Diversity

 

Nonprofit Ownership

 

Public Feedback Channel

 

Client Protection Warranty

 

Impact Reporting

 

Reviewed / Audited Financials

 

Governing Body Stakeholder Representation

 

Governing Body Characteristics

 

Governance Structures

 

Stakeholder Engagement

 

Board Review of Social/Environmental Performance

 

For FY 2016 which is the inception of Investment Republic, this is our first annual report.   The business plan it to allow for organic growth on a part time basis.  This is not an investor funded corporation.  I am the only investor and  working to gain traction by investing my own financial and professional resources to build a profitable Benefit Corporation under new legislation in New Hampshire. The concept is new, and requires proof of concept.  There will be periods of learning and opportunities to improve.  



Wise Women's Wealth Club

 Develop the knowledge to make     informed decisions about retirement income,  government benefits, and health care in a non sales environment. 

  • Retirement Income Planning.
  • Risk Identification
  • ​Develop  a clear Retirement Vision.

Develop Basic, Intermediate or Advanced Skills and Understanding. 

  • Building Your Nest Egg
  •  Debt Elimination Workshop
  •  Building Your Credit Rating
  •  Loan Qualification Workshop
  •  Investment Basics
  •  Budgeting 101.
  • For Adults and children.

Financial Literacy 

Programs


Road To Retirement Workshops


Improving your financial life through knowledge and planning


2016 Annual Report

A club to enable women to collaborate,  discuss challenges and learn more  about money and the unique issues they face in a facilitated, motivating and supportive environment.

  • ​Budgeting
  • Divorce 
  • ​Financial Worry
  • Being a Caregiver